Covid-19 Emergency Excess Hospital Medical Insurance

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This new coverage applies only to the occurrence of Covid-19 during travel.

It covers resulting eligible emergency medical hospital expenses and limited trip cancellation expenses.

Covid-19 coverage can differ somewhat from the standard emergency medical hospital travel insurance ordinarily offered by insurers. The trip interruption portion covers only specific unscheduled travel changes after departure caused by an infection of Covid-19.

The Covid-19 product varies from insurer to insurer. It can be purchased as a combination of policies, a rider, an endorsement, or, as a stand-alone policy.

Much remains to be learned about Covid-19. But as long as the risk of contagion remains prevalent, it is important to fully comprehend all aspects of applicable new coverage and products before buying. And the high risk of Covid-19 makes having this new coverage an absolute travel necessity.

The premium for this product is not taxable.


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